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Showing posts from June, 2025

How Canadian SMEs Are Using Sale-Leasebacks to Free Up Capital in 2025

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In 2025’s capital-constrained environment, small and mid-sized Canadian businesses are facing an uphill battle: interest rates remain above pre-pandemic levels, banks are tightening lending, and inflation continues to pressure cash flow. Yet, amid these challenges, a strategic financing tool is quietly helping SMEs unlock working capital— sale-leasebacks . This article explores how Canadian businesses are using sale-leasebacks to scale operations, improve liquidity, and avoid traditional loan hurdles. What Is a Sale-Leaseback? A sale-leaseback allows a business to sell its owned equipment—such as trucks, excavators, or machinery—to a leasing company and then lease it back immediately. The business receives immediate cash while retaining full use of the asset through a lease agreement. It’s a win-win for capital-intensive sectors like construction, transport, and agriculture. Why Sale-Leasebacks Are Booming in 2025 With major banks scaling back SME lending and bus...

Why Leasing Is the Smart Move for Canadian SMEs in 2025

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In the current economic climate, marked by fluctuating interest rates, tighter credit markets, and rising equipment costs, Canadian small and medium enterprises (SMEs) are rethinking how they fund their growth. One financial strategy standing out in 2025 is leasing —a smart, scalable solution that offers more than just access to equipment. Across industries like construction, agriculture, logistics, and healthcare, businesses are turning to leasing to preserve cash flow, reduce upfront expenses, and maintain agility in uncertain markets. If you're running a business in British Columbia or Alberta, here's why leasing might be the most strategic financial move this year. 1. Preserve Cash Flow, Boost Agility Leasing allows businesses to acquire high-cost equipment without large capital outlays , freeing up working capital for payroll, marketing, inventory, or expansion. In a year when cash flow is king, this flexibility is critical. With predictable monthly payments,...