How Lower Interest Rates Are Reshaping Equipment Financing for SMEs in BC and Alberta

With the Bank of Canada’s recent policy rate cut to 2.5% (September 2025), small and mid-sized enterprises (SMEs) across British Columbia and Alberta are re-evaluating their financing strategies. This shift opens new doors for businesses in sectors like construction, transportation, and agriculture—especially when it comes to acquiring essential equipment. What the Interest Rate Cut Means for Business Owners Lower borrowing costs reduce monthly lease payments and create greater access to capital. For businesses operating in regions like Abbotsford, Surrey, and Edmonton, this development provides an opportunity to upgrade aging equipment or expand fleets without draining reserves. At Sandhu & Sran Leasing & Financing , many clients are using this window to secure long-term, fixed-rate leases. It’s a strategic move that safeguards against future rate volatility while keeping equipment current and reliable. Shifting Tactics: Why Leasing is Beating Out Purchasing Th...